About the broker
Najeela Karimi, mortgage broker.
Clear, careful mortgage advice for buyers and homeowners across Quebec, with a special focus on first-time buyers and families new to Canada.
My approach
A mortgage is more than a rate. It shapes your monthly budget and your plans for years, so it deserves careful advice.
I help clients understand their options, compare lenders thoughtfully and make decisions with confidence. Many of the people I work with are buying for the first time, renewing for the first time with a broker, or building a new life in Quebec and navigating Canadian credit rules for the first time.
My role is to translate the lender's view of your file into plain language: what they will look at, what documents matter, where the risks are, and which structure fits your situation. You decide; I make sure you decide with the full picture.
Najeela graduated from Concordia University in Political Science and brings years of experience in financial institutions. She is certified as a mortgage broker by the Autorité des marchés financiers (certificate no. 270777) and works with North East, a registered mortgage brokerage firm in Saint-Laurent. She serves clients in English, French, Persian, Hindi and Urdu.
01
Your goals first
Advice starts with your plans and budget, not with whichever product is easiest to sell.
02
Every trade-off explained
Rate, term, penalties and prepayment rights compared side by side in plain language.
03
With you to the keys
One person who follows your file through lender conditions and coordinates with your notary.
Client reviews
In our clients' own words.
5.0 on Google ★★★★★
13 reviews · November 2026
“Naj was truly an angel throughout this entire process. She went above and beyond to find a solution, guided us every step of the way, and never gave up on us.”
“You worked so hard for me and guided me every step of the way. Thanks to you, I was able to get my dream home, and I truly appreciate everything you have done for me.”
“The team was professional, knowledgeable, and very helpful throughout the entire process. They made everything easy to understand and were always available to answer questions.”
How it works
From first call to the notary, without surprises.
01
Discovery call
Your goal, timeline, income type and down payment. 15 to 20 minutes, no commitment.
02
Your checklist
A personal document list for your situation, shared through a secure channel.
03
Options compared
Rate, term, prepayment rights and penalties side by side, so you choose with the full picture.
04
Approval to keys
Lender conditions handled and your realtor and notary coordinated until funding.
Your next step