Mortgage broker in Laval
Your next home in Laval.
Laval offers more space than the island at prices that often stretch further, with a steady supply of new condos and townhouses. New construction comes with its own financing rules worth understanding early.
Buying new construction
New condo and townhouse projects are common in Laval. Builders often ask for deposits in stages, and the closing date can move. Your rate hold may not cover a long construction period, so we plan the timing and the documents you will need closer to delivery.
Insured mortgages on newly built homes can access a 30-year amortization, which lowers the monthly payment.
Sales tax on new homes
New homes are subject to GST and QST, usually included in the builder's price with rebates assigned to the builder. Read the agreement carefully so you know what is included before you plan your down payment.
Family homes and plexes
Neighbourhoods such as Chomedey, Vimont, Sainte-Rose and Duvernay offer single-family homes and plexes. Whether you are moving up from a condo or buying your first duplex, we structure the financing around your family's plans.
Other areas we serve
Can I lock a rate for a new condo in Laval?
Is the welcome tax the same in Laval as in Montreal?
Do I need a bigger down payment for new construction?
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